Ever wondered what will happen if you are wrongfully accused, you acted in self-defense, and someone gets hurt badly, your husband or wife wants a divorce, you want to file a lawsuit against another? There are so many reasons why a person might need legal assistance, and it can happen just out of the blue. If you think about the crime rate in South Africa, it is scary to know that we have one of the highest crime rates in the world. Whether you are a victim or a criminal, you will need an attorney. Do you know the costs of hiring an attorney? Their assistance in your case does not come cheap, and it will keep rising each year. It is why insurance providers created legal cover because they saw the gap in the market.

What is legal insurance?

It is a plan that you take out with an insurance company of your choice to settle all legal fees in case you ever need the help of a lawyer. You will only pay a small monthly fee to have legal coverage and have peace of mind knowing when you have to ask a lawyer for assistance; you will not have to settle his or her bills out of your pocket. Your legal plan will do that for you (depending on what your contract states).

What does it provide for?

Any legal actions resulting from criminal cases, labor issues or public problems. Some companies even provide settlements for documents when you need an attorney to draw it up for you like divorce cases and so forth.

You also have 24/7 telephonic legal assistance when you need it. You will get in touch with a legal expert to provide you with statutory guidance; then it is up to you what you want to do.

Is it beneficial for a person to purchase legal insurance?

Yes, if you look at the statistics, you will find that most South Africans would not be able to afford an attorney. In conclusion, it will be beneficial for a person to buy a legal cover and pay a small monthly fee, instead of a massive amount at once. Remember, each insurance company is cheaper than the next with the same benefits. So, make sure to do your research and choose the company that will be affordable and provides you with everything that you need.

We hope this article helped you to understand everything you need to know about legal cover. Please do ask if anything is unclear!